Job Description

It is a stepping-stone into a coveted career in Credit business. You will build depth in one area as well as get a 360-degree view of the Credit function. You have a passion for credit analysis.

• Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clients
• Discuss with the business on Terms and Conditions for risk assessments
• Discuss with customers to obtain information for the preparation of Credit Notes
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority
• Prepare Monthly Monitoring Reports for the portfolio
• Performing Credit Analysis and business insight
• Escalate with an action plan for non-compliances
• Visit the units and submit inspection reports
• Manage and address any escalations related to risk assessments
• Basic accounting and financial statement understanding
• Good verbal, written communication & presentation skills
• Logical thinking and data interpretation, ability to comprehend trends like inflation's impact on interest rates.